About Us
Trusted Since 2009
From the outset, Greenpoint Insurance Advisors, LLC has prioritized educating clients on the intricacies of insurance. Over the years, we have placed coverage for hundreds of commercial businesses ranging from small firms to complex, multi-entity and state organizations.
We believe effective insurance begins with sound risk management. Coverage should serve as a safeguard when unforeseen events exceed the protective measures already in place.
Our focus on living trust insurance grew from personal experience. When our founder, J.B. Woods, was appointed as a trustee, he saw firsthand how significant—and often underestimated—the responsibilities can be. The realities of serving as a trustee extend far beyond the language of the trust agreement, and that insight underscored the need for specialized insurance guidance.
We look forward to providing you with attentive, informed, and personalized support.
Our Mission & Values
Our mission is to safeguard individuals serving in fiduciary roles by providing specialized living trust liability insurance, thoughtful document analysis, and informed advisory support. We strive to ensure every client understands their coverage and feels protected in the decisions they make as trustee. Our vision is to be the leading authority in trustee liability protection, setting the standard for precision, transparency, and expertise in insurance solutions for living trusts.
Integrity
Acting solely in the client’s best interest
Prioritizing the needs, objectives, and risk exposures of the client above all else—without influence from carriers, compensation structures, or convenience.
Trust
Delivering honest, unbiased advice
Recommending options based on professional judgment and objective analysis rather than preference for any particular insurer or product.
Teamwork
Us Versus Me
Teamwork means working collaboratively with the client and trusted advisors throughout the insurance process—sharing information openly, aligning on objectives, and making decisions together. It reflects a partnership where we listen carefully, provide informed guidance, and ensure the client is engaged and supported at every step, from evaluating risks to selecting the appropriate coverage.
Growth
Adapting with changing needs
Growth means adapting alongside our clients as their circumstances and risks change. As trusts evolve, assets shift, or responsibilities expand, we adjust our guidance and insurance solutions to ensure their coverage remains aligned with current needs. Our goal is to support clients through each stage of their journey with proactive insight and responsive service.
Our Process
Trustee Objectives and Concerns
We begin by collecting the key materials necessary to understand the trust’s structure and exposures. This includes:
-
The trust documents
-
Financial statements of the trust
-
The trustee’s concerns and objectives
-
Any existing or sample insurance policies
This initial discovery phase allows us to identify fiduciary responsibilities, asset profiles, and potential areas of liability.
Review Trust Documents
We conduct a detailed review of the trust instrument and supporting documents to identify risk factors and insurance-relevant provisions, such as:
-
Trustee powers and duties
-
Successor trustee provisions
-
Restrictions or special circumstances
-
Beneficiary dynamics or potential disputes
-
Unique assets or operational exposures
This evaluation enables us to determine the appropriate coverage structure and anticipate underwriting questions before they arise.
Trust Liability Insurance Procurement
We organize all relevant information into a complete underwriting submission, ensuring accuracy and clarity. We then:
-
Present the risk to qualified carriers
-
Communicate any special circumstances
-
Advocate on behalf of the trustee
-
Obtain and review the proposed terms for alignment with the trust’s needs
Our role is to represent the client’s interests and secure appropriate, competitively priced trustee liability coverage.
Trustee insurance administration
Once coverage is placed, we continue to support the client through:
-
Policy reviews and updates
-
Addressing changes in trust assets or administration
-
Clarifying coverage questions
-
Assisting with renewals, amendments, or endorsements
As the trust evolves, we help ensure the insurance program evolves with it.
Get Started Today
Greenpoint Insurance Advisors, LLC is dedicated to supporting trustees in protecting assets both within the trust and in their personal capacity. We understand the unique challenges and fiduciary responsibilities that trustees face. Our goal is to provide the clarity and coverage needed to give trustees true peace of mind.
Contact us today for a consultation. We are here to help.
Ph: 303.841.8999 Email: greenpointinsurance@gmail.com